Second Chance Finance

Second Chance Finance understands that this might be a stressful time in your life. Whether it is a past bankruptcy, overwhelming dept, divorce, or a first time home purchase, we care and we want to help.

We are pros at making the whole process as stress free as possible! And we have the perfect Home Saver Program for you.
It's Easy! Apply Today!

Credit decisions are based on four main criterion:

Your income
Your credit report score
Length of time on present job
How large your down payment is or the amount of equity in your house.

Unfortunately, most real estate finance companies expect you to have a perfect credit score, have been on the job 10 years, and have a huge down payment or lots of equity in the house. Typically the unrealistic interest rates quoted are based on these unrealistic assumptions. This isn't honest. Interest rates are based on risk.